5 Dazzling Jewelry Trends From the Met Gala

The Met Gala is known for celebrities showing off over-the-top fashions that will have the world talking. The fashions that take the world by first appear here first.

This event is an annual fundraiser for the Metropolitan Museum of Arts Costume’s Institute, which is in New York City. Every year has a theme, with this year’s being Rei Kawakubo / Comme des Garçons.

This year raised 12 million dollars for the institute.

Many of the biggest jewelry trends are started by celebrities that show up dressed to impress. Which of these stunning looks from the Met Gala will lead to the trends that will take over the fashion for the next year?

Read below for 5 dazzling jewelry trends from this year’s event!

1. Diamond Chokers
These chokers serve as a centerpiece to any outfit and will “wow” onlookers. Seen on many celebrities at the event, no one wore it better than Lily Aldridge.

These are seeming to pop up everywhere, and for good reason. Many jewelers can take a diamond necklace and make it any length to form a choker. They can also be incorporated into any type of style, from the subtle to the extreme.

2. Pastels Are In
Pastels flatter almost any skin tone and add color to your outfit in a more subtle, soft way. If you are looking for something that will show your flirty side, pastel colored jewels are it.

Jennifer Lopez and Jessica Chastain are two stars who rocked the pastel look with their dresses and their jewelry. These colors should be used carefully, however. There is a fine line between subtle and bland.

3. Colorful and Exciting
Many stars opted for a less subtle style, matching online flamboyant dresses with equally elegant pieces of jewelry. This jewelry will leave everyone in your vicinity speechless.

Julianne Moore showed off this trend, showcasing 144.36 karats of diamonds in her earrings. These yellow and red sapphire briolettes matched perfectly with her outfit, exuding both luxury and grace.

4. Studded Diamond Earrings
Many of the top celebrities at the Mets gala went for a simpler look when it came to their jewelry. The focus was on smaller pieces that accentuated an outfit instead of the larger pieces that dominated them.

Reese Witherspoon took the simple look to the extreme, choosing to wear diamond stud earrings without a necklace. This her natural beauty to shine through without the distraction of excessive jewelry.

5. Vintage Looks
The gala featured some trendy new modern styles with hip and edgy dresses and accessories. Many of these looks attempted to push against the lines of what is considered fashion.

While these looks might steal the attention of many fashion magazines, there are also stunning vintage looks that deserve just as much attention. Vintage jewelry with a modern twist made a major impact at the event.

Miranda Kerr’s vintage look coupled with classically inspired accessories show that sometimes a simple look is better.

This vintage jewelry can accent natural beauty and show a graceful, sophisticated side that will make you feel fabulous.

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Why AC Unit Size Matters

Why AC Unit Size Matters

Let’s face it, in the world of air conditioning service, size does matter. It may sound cliché, but it does. Purchasing a wrong-sized unit could be harmful for your comfort and for your wallet. There is an assumption that “bigger is better;” however, to assume so would be quite the error. Several elements should factor into your decision on which AC unit to buy. Take your time, and make sure you pick what is best for your home and hearth. Alamo Austin Air Conditioning & Heating, the best air conditioning service in Austin, would even go as far as to say, “Take the Goldilocks approach,” and find a unit that is “just right.”
It’s Texas – you need AC. This is life, it’s essentially mandatory. Hopefully, you are looking for an air conditioning unit will provide that perfect combination of cool air and comfort. The size of air conditioning unit has a direct link with this.

 

Why AC Unit Size Matters
Finding the “One”

The consequences of choosing the wrong size air-conditioning unit range from the minor to major – from spending unnecessary money to potentially affecting your health with mold-covered walls. An air-conditioning unit that is too small could leave your space with uneven temperatures throughout, while a too-large AC unit could “short-cycle” – meaning it would constantly turn on and off. Both options are not ideal and lead to higher utility bills. Now that the seriousness has been pressed upon, let us delve deeper into the world of air-conditioning services.

Essentially, there are three important aspects to understand when choosing a new AC unit. They are: tons, British Thermal Unit (BTU), and square footage of the space you want to cool. BTU is used to measure the amount of energy. One BTU is equal to the amount of energy needed to increase the temperature of one pound of water by one degree (Fahrenheit). An AC unit has the ability to remove 12,000 of BTU within a hour (1 ton = 12,000 BTU); therefore, a 2 ton unit has the capacity to remove 24,000 BTUs, a 3 ton can eliminate 36,000 BTUs, and so on.

Are you wondering how many BTUs are in your space? Here is an equation to find the answer: (square footage of space multiplied by 25, then divided by 12,000) – 0.5 = recommended amount of AC Most houses, on average, are 2,600 sq ft. This means a 2,600 square foot home multiplied by 25 would equal 65,000. Dividing that number by 12,000 gives you 5.41. After subtracting 0.5, it can be concluded that the average American sized home needs roughly five ton of air conditioning capacity. Alamo Austin Air Conditioning & Heating knows it can be difficult to understand, especially if there will be more than one unit on site. This is what we are here for – to help.

Let Us Handle It! Why AC Unit Size Matters

So let’s reiterate, all jokes aside, size does matter in the air conditioning service. Make sure to choose one that suits you and your space the best. There are many other aspects to choosing the perfect air-conditioning unit, that is why Alamo Austin Air Conditioning & Heating, your top choice for air-conditioning services, suggests letting our professionals take a look and assess the situation.

Avoiding Manhood Problems: Seeing Rusty Cancer Signs with Pockets

Avoiding Manhood Problems: Seeing Rusty Cancer Signs with Pockets

In the world of maturity issues, one large loom in the fear of people: cancer-related sacks. Horror stories abound about men suffering from black cancers, including some high profile individuals: Lance Armstrong was the first to cross the mind, and also the figure of skater Scott Hamilton and comedian Tom Green. The good news is that proper member care that includes monthly checking of sacks can travel a long way toward early spotting changes, and thus make men in the treatment area if anything is detected.
How to find cancer related to sack

Avoiding Manhood Problems: Seeing Rusty Cancer Signs with Pockets

Knowing and recognizing cancer signs that contain sacks is the most important part of the test related to the sack. A man must take the time to become very familiar with his special set, so that he will not have problems facing future changes. The first few times he did this test, it’s all about getting that familiarity. Once he knows everything there is to know about the way his sack is, he can look for signs of cancer containing sacks on each new exam.

Self-examination should be done at least once a month. Here’s what a man should look for:

1. Change size. There should be no sack size variation from one month to the next. If it seems that one side (or both) grows, swells or changes shape, it could be a wrong red flag there.

2. Hanging changes. How dangling boys can also be a factor audience. Looking in the mirror every now and then to make sure they look the same is a great idea. It is normal if one sack hangs lower than the other. However, if someone hangs much lower or otherwise looks different, take note.

3. Changes of lumps or bumps. Some men will have lumps or bumps in the sack, and that’s normal. In fact, one such area is probably a tiny tube carrying seeds – sometimes feels like peas or marbles between the fingers. Remember, the key here is to look for change. If there are certain bumps that have been around for years but never changed, there may be nothing. But if the lump starts to change, then it can be something.

4. Changes in tenderness. The sack should be soft and supple when the man pulls it. They should not feel hard, stagnant, or filled with fluids. If they seem to feel unwell, see a doctor to get a professional opinion.

5. Changes in pain. Checking of related sacks should not cause pain. A man should be able to roll the skin between his fingers, feel along the bottom of the sack, stir and push while looking for bumps or bumps, and even squeeze the area without discomfort. If he suddenly feels pain or discomfort while doing these things, it’s a sign he needs to check it out.

6. Member changes. Cancer-related backs can also appear in member changes. One of them is the release of clear or yellow substances from members when the sack is manipulated. This may indicate something that happened there, or it could also indicate an infection in the member itself. This type of discharge always guarantees a doctor’s visit.

A man should be careful to self-test at least once a month. She can help her maturity and get a casual exam while using top-level male health care (health professionals recommend Man 1 Man Oil, which is clinically proven to be mild and safe for the skin) every day. Look for crème that contains Shea butter and vitamin E for softness, as well as alpha lipoic acid, antioxidants that fight free radicals. This great combination can help improve the health of maturity and offer peace of mind for those who are concerned about maturity issues.

Licorice Root – Licorice Root Powder Bringing Wild is the Best Choice

Licorice Root – Licorice Root Powder Bringing Wild is the Best Choice

There are many health benefits of licorice root powder. These days, so many people out there are looking for licorice root powder and want to reap the health benefits it offers. But the fact is that there are also some licorice root powder makers that may come with low quality products. Well, to avoid this type of problem, you should always choose which makes high quality licorice root powder and authentic. These powders can be used further in various ways and goals to reap enormous health benefits.
If you are looking for this, then you have come to the right place. Well, root producers of licorice root powders rely heavily on short-term production cycles and also produce licorice roots in places where these plants can grow in the best condition. For this reason, the overall quality of licorice root remains intact and therefore can also provide the best results when used. As licorice root producers also believe in the natural processing of these roots so that quality aspects can be maintained at high nodes.

Licorice Root – Licorice Root Powder Bringing Wild is the Best Choice

They only follow solvent-free processing methods and in this way, chemical transformations such as aspects are avoided in the most successful way. This is a type of agricultural production and for this reason, avoidance of phyto chemical input should be avoided. The leading licorice root supplier is paying great attention to this aspect. The licorice root powder you will get is now processed from licorice plants grown in Northern Afghanistan. This is a highland area and this provides the right environment for licorice to thrive in a healthy way.

For this reason, the licorice root powder produced from licorice plant here comes with the right kind of quality and wild flavor. There are several other areas of the world where licorice crops are processed. But the quality of licorice root powder produced in other parts of the world can remain low than those produced here. In the northern region of Afghanistan, you can always find the right climate and also the plateau for licorice root production. The high altitude of over 800 meters supplies the best environment for this plant to develop. So, licorice plants grow here in the best shape. Licorice Root – Licorice Root Powder Bringing Wild is the Best Choice

And thus the licorice root powder produced from this plant always contains the highest quality, taste and essence. This is the licorice root which is also known as the sweet root. This root extract is very widely used in the manufacture of beverages and sweets. There are also many medical benefits from this root. For this reason, it has long been used by people all over the world. The holistic benefits provided by licorice root powder are now attracting much attention from the medical community. Licorice Root – Licorice Root Powder Bringing Wild is the Best Choice

Everything You Need to Know to Care for Your Leather Furniture

 

If you have gorgeous leather furniture, you need to know how to care for it and make the most of your space. This guide has you covered. Get what you need here.
You’ve bought saddle soap. You follow the directions. You’ve cleaned the entirety of your brand new leather chair with care and love. You stand back. You watch the leather dry. Your gorgeous leather couch turns black and begins to crack. You begin to panic. You wake up.

Good thing that was a dream. Ekornes stressless furniture home yet.

But it’s time to get to work finding out how to care for your leather furniture properly.

No Saddle Soap
You dreamed about saddle soap for a reason. You might have used it on your leather boots, but that’s not for your couch.

Really, you want to avoid most soap on your leather furniture. If you try to use even watered down dishwashing soap, it will remove the color from your leather.

Do not Let It Sit
Even if you never spill a drop of anything on your furniture, it will get dusty and dirty. It will also eventually crack and fade. While you can get your leather furniture to last as long as 3 fabric sofas, it still needs to be conditioned and cared for.

This is why you should dust and vacuum the furniture daily. It’s not going to look very sharp if you let dust accumulate. Get a large duster. There are bound to be some hard to reach spots on your furniture.

If you continue to dust your furniture often, you will avoid dust working its way into the cracks. This will make it less likely for your leather to break up.

Get a vacuum with a hose attachment so you can pick up those crumbs in the crevices. With constant pressure, those crumbs will tear into your leather. Even micro-tears will deteriorate your leather eventually.

Get It Covered
Do you own cats? Cats and kids. Those are the two worst things for leather furniture. Cats need to scratch (for many reasons we will not go into here). If you are not going to get rid of your cat, cover your leather furniture. And get a cat tower for them to scratch on.

Just once. That’s all it takes to ruin a piece of leather furniture. You can not repair the scratches your cat makes.

Get On Those Stains
Stains. Kids leave stains. Heck, you might even leave stains. If you are not going to cover your furniture, you need to be vigilant. Like a hawk. Because as soon as that ketchup comes into contact with that leather, you need to pounce.

If you do not clean up a stain immediately, it might be too late. Grab a paper towel. Dab the area with the paper towel or even a terry cloth. You need to get it up as quick as possible.

Grease and oil can be taken care of. Use talcum powder or baking power on it. This will absorb the grease and hopefully you will not have a stain.

If it’s an extreme situation, get some upper-end furniture cleaner. Make sure to test it on an inconspicuous spot first.

Conclusion:
You want your leather furniture to last at least half a lifetime if not more. Care for it as if it were your child. It’s truly worth it.

Why Life Insurance Is An Important Part Of Retirement Planning

Why Life Insurance Is An Important Part Of Retirement Planning

When you make plans to feel secure in your retirement, it is important that you include life insurance in Greenville, SC, as planned. This sounds strange to many people in this situation because the policy is meant for after death, and retirement planning is generally meant to be enjoyed while staying. If this is your view on this issue, it may be helpful to understand some important things about good policy on this matter. They can be loaned, can offer protection in the sad event of death, will look good in the financial profile, and easier to do faster than later.

You Can Lend The Policy

Why Life Insurance Is An Important Part Of Retirement Planning

No one knows what will happen with the economy. It is very unstable and many experts admit that it is difficult for them to predict what will happen over the next few weeks. If all your other accounts fail, it will be helpful to know that the amount of your life insurance policy in Greenville, SC, can be used as collateral if you need a loan or mortgage. Having such assets in place is very important. In addition to the need for money when faced with death, it will make you more stable in your own finances by opening important credit options.

They Offer Protection in Death Cases

Just as no one can predict what will happen to the economy, no one can predict what will happen to you. As you plan for the future, it is important to remember that you can not always rely on tomorrow. Make that plan for the future, but also put some action to help your loved ones if you pass in a way that is not on time. A good amount to add to your policy is an offer that will offer payments that are close to your current earnings. This will allow a loved one to abandon the ability to overcome grief without having to deal with major financial problems as well.

Good Look at Financial Profile

Diversity is great when you are dealing with investments. The reason for this is that when certain types of investments are struggling and dropping, you will not lose everything. Putting all your eggs in one basket is not a great idea. Having such a policy will be a good way for you to diversify your retirement investment. Why Life Insurance Is An Important Part Of Retirement Planning

It will be easier to get early in life

Not everyone will qualify for life insurance, or at least not at the rates that are considered reasonable. Pain, injury, age, and certain hobbies can raise interest rates. The sooner you begin the qualification process for this policy, the easier it will be for you to get away and the lower your tariff. If you do not already have a policy, then this is the best time to start the process. It will only get harder the longer you wait. Get the peace of mind you want at a lower cost by not waiting to get qualified.

When you start finishing your business and start adding important investment accounts, make sure you do not forget this important step. The truth is that you never know what will happen. Having life insurance in Greenville, SC, as part of your retirement plan will give you peace of mind. This will ensure that all your plans can be put in place even in the face of severe tragedy. Controlling the unexpected is as simple as some good policies in place as soon as possible. Why Life Insurance Is An Important Part Of Retirement Planning

Virginia Home Insurance – Providing the Most Efficient Coverage in Household

Virginia Home Insurance – Providing the Most Efficient Coverage in Household

Homes are considered the most important and primary asset for every individual because, in most cases, the house is actually like a dream translation come true. Since this is the most valuable issue for any homeowner, they are always trying to cover up risk factors through proper and structured insurance policies, which may consist of all the relevant materials for good home insurance coverage. Virginia Household Insurance produces the most efficient insurance policies made for available homes, covering almost any kind of problem and can be the most efficient and well-structured service on this particular issue.
Features of Home Insurance

Virginia Home Insurance – Providing the Most Efficient Coverage in Household

A well-prepared home insurance policy on Springfield VA Home Insurance is used to address all relevant issues that may occur with the home, and provide the most efficient coverage of potential losses. It should be mentioned that good houses should have special care, so they need to be protected by efficient insurance, capable of providing the most reliable and reliable service that benefits the owner in many ways, such as;

? Benefits of Cost Reimbursement: This is a unique option of Virginia House Insurance, where all replacement costs are covered and in case of total damage to the entire property; full rebuilding costs, even though costs exceed the limits of insurance policies, covered by insurance companies. The most interesting part of this coverage is; they do not account for any depreciation expense of furniture, equipment, clothing or other ownership, on the contrary, to reimburse the price of such items.

? Wide Coverage: The entire coverage of the insurance policy is extensive and always strives to provide the best coverage in the event of destruction or damage to bank documents, renegotiations, personal track records (both physical and digital), land restoration and more. There is complete insurance coverage, available for any kind of loss, due to natural disasters or any other reason, which is an additional benefit for getting homes covered by a planned home insurance policy.

? Cash Settlement: The uniqueness of a home insurance policy from Springfield VA Insurance House is; If the insurance company does not want to rebuild the house, after a complete loss, he may enjoy the benefits of a cash settlement, which is limited to the amount of policy covered. Virginia Home Insurance – Providing the Most Efficient Coverage in Household

Rent Property Insurance: It is often found that homeowners rent out the property to others and in such situations can take the decision to insure the house, with a structured and effective insurance policy, which might be helpful in getting the coverage of the loss, if it occurs. In this type of insurance company insurance, the owner in question will have the option of obtaining the scope of the structure only and not for other household items or other home contents.

Every homeowner is sufficiently obsessed with his main asset and always does his best to protect his property and its value with structured and planned insurance, which will greatly assist in obtaining proper coverage in the event of a loss. With Home Insurance Virginia and Home Insurance Springfield VA; insurance companies can get full loss coverage.

Easy Steps to Avoid Student Loan Default

Easy Steps to Avoid Student Loan Default

If you have taken an educational loan to meet your academic career requirements, you will pay monthly installment installments. If you have not made a settlement or forgot to pay it off and your outrageous bills and delays may be a surplus, you may still be entitled to avoid failure, so you should contact your money lender immediately.
To avoid failure, take time to consider and really know your Federal student loan consolidation and the type of debt you get. It’s also important that you do not take more than your needs or above than you think is capable of rewarding. Going for a comprehensive and reasonable financial structure. If you are centered on student loans it is cruel, go to the Student Loan Collection Assistant, established by the US Department of Education, in partnership with the Consumer Financial Protection Bureau. This software provides material on how to get a comprehensive set of refund options that are open to you.

Easy Steps to Avoid Student Loan Default

You must first understand that with the type of financial plan you get, recognize the structure of the borrowing costs you receive, the student interest cost, and the repayment policy for the debt. Read the contract paper carefully before signing as it is a legal paper saying that you give permission to return the debt as per the plan and terms mentioned in the paper. You must return all your educational loans whether you are finishing your education or not. You have to borrow some money according to your need for tuition fees, so you should plan and budget according to your needs. You should ask the financial aid office to request a small amount other than the maximum amount you want. Easy Steps to Avoid Student Loan Default

The loan applicant must obtain details on the consolidation of centralized loans from the official website of the US Department of Education. A student looking for an educational loan should keep all his documents and records current and organized. He has to keep Easy Steps to Avoid Student Loan Default

Final award for financial assistance

Counseling letter for loan

Paper contract

The paper is related to all the loans you have borrowed

The account code for every loan you get

Contact details of loan provider

Scheduled calendar for payment

Details of your monthly payment

The paper work for that you pay your entire loan

Talk to your loan provider when you need help regarding your refund installment, when you graduate, when you leave school, when you change your name, address, or social security code, when you move to another school, whatever your life may have an impact to refund your payment.

If you can not pay off your debts through monthly payments, you should immediately contact your borrower, he can support you to realize the options you have, with this you can reduce your payment to reduce installments, he may consider temporary payments plan revenue, You due to payment period or may delay or increase the duration of the refund

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics